Dental Coverage
Proper dental care can be an important component of our well being. As with all insurance-related decisions, there are multiple facets that should go into your decision when purchasing coverage for yourself, family, business, or your employees. And, there many types of plans to consider such as a PPO (Preferred Provider Organizations), HMO (Health Maintenance Organization), dental indemnity insurance plans, and discount dental plans.
Vision Care Insurance
Vision care insurance will often cover routine eye health expenses such as eye exams, contact lens fittings, contact lenses, and eyeglass lenses and frames. Some plans may even provide a discount on LASIK procedures and other corrective surgeries.
A vision care plan may cover the cost of these items in total, up to a preset limit, or it may require the policyholder to pay a flat fee or percentage fee to share the expense with the insurer.
This is a brief overview of the coverage that can be included in a Dental or Vision Insurance policy. You should read a policy thoroughly before purchasing any insurance policy.